Why Choose a Life Settlement

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A life settlement allows the policy owner to utilize life insurance as an asset while the insured person is still alive. A policy owner elects to sell their policy for many reasons. Among the prominent reasons:

  • The policy is no longer needed, wanted, or is about to lapse.
  • The premiums are no longer affordable.
  • Death of the policy beneficiary.
  • Cash needs have increased or changed.
  • Way to supplement retirement savings.
  • Way to fund medical or long term care.